What’s the number one way hackers break into a business? Stolen passwords.
In 2025, a stunning 88% of all web app attacks use stolen credentials. The average cost of a resulting data breach for a US company is over $4.4 million.
A huge part of this risk comes from forgotten “zombie accounts” left active after an employee leaves. For today’s security leaders, managing user identity isn’t just an IT task—it’s the main line of defense.
This guide breaks down how to protect your business from this top threat. We’ll cover the essentials of Identity Lifecycle Management (ILM) and why Multi-Factor Authentication (MFA) is your most powerful tool.
Table of Contents
Are Too Many Online Accounts a Cyber Security Risk? (Quantification and Data)
In October 2025, the answer is a clear and resounding yes. Every single online account an employee creates is another potential door for an attacker to walk through. The data is undeniable: the more accounts you have, the higher your risk. Let’s look at the numbers.
The Risk Multiplier Effect
Modern attackers are focused on one thing: stealing credentials. The data shows that a staggering 88% of all web application attacks use stolen usernames and passwords.
Every unnecessary account your employees have—active or forgotten—is another target. With security firms tracking over 600 million password attacks every single day, each extra account dramatically increases the statistical probability that one of those attacks will succeed against your organization.
The Password Reuse Catastrophe
The real danger comes from a predictable human habit: password reuse.
A forensic analysis of breached passwords from 2024 to 2025 revealed a catastrophic statistic: 94% of all exposed passwords were reused across different platforms.
This means if an employee uses the same password for a forgotten, low-security forum and your corporate cloud platform, a breach of that forum instantly gives an attacker the keys to your kingdom. The solution is simple and must be enforced by technology: Multi-Factor Authentication (MFA). MFA is proven to reduce the risk of a credential breach by over 90% because it makes a stolen password useless.
The Financial Case for a Clean-Up
Investing in security controls like MFA and account cleanup has a clear, quantifiable return on investment (ROI).
The average cost of a single data breach is now $4.45 million. By implementing MFA, you are directly mitigating that multi-million dollar risk. Furthermore, studies have shown that organizations that consolidate their security tools and focus on identity management see a 242% ROI over three years, thanks to increased efficiency and reduced operational costs.
The Silent Killer: Zombie Accounts and Enterprise Risk
In October 2025, one of the biggest and most overlooked security threats to your business is the “zombie account.” These are the active user accounts that get left behind after an employee leaves, changes roles, or a contractor’s project ends. They are a silent killer of corporate security.
Why Zombie Accounts are a Goldmine for Hackers
These stale, orphaned accounts are a disproportionate threat for two main reasons:
- They are often forgotten and unmonitored by security teams, which allows an attacker who compromises one to remain inside your network for a long time.
- They often lack modern security controls like Multi-Factor Authentication (MFA), making them easy targets for password-guessing or credential-stuffing attacks.
The root cause of this problem is the reliance on slow, error-prone manual offboarding processes. When HR and IT teams aren’t perfectly in sync, accounts don’t get shut down immediately, creating a critical window of vulnerability.
The Real-World Risks for Your Business
The presence of unused accounts exposes your business to huge financial and regulatory risks.
- Data Leakage: A departing employee (or an attacker using their account) can continue to access sensitive company data.
- Regulatory Fines: A failure to properly manage access control can lead to massive fines under regulations like Europe’s NIS2 Directive, which can be as high as 10% of your company’s annual turnover.
- Physical Security Breaches: In a modern, integrated security system, a digital identity is often linked to a physical access card. An unrevoked “zombie” account could allow an attacker or a disgruntled former employee to gain unauthorized physical access to your buildings and secure areas.
The Solution: Automation and a Rigid Protocol
- Automate Your Account Lifecycle. The strategic solution is automated Identity Lifecycle Management (ILM). These platforms integrate directly with your HR system. The moment an employee’s status is changed to “terminated” in the HR system, the ILM platform instantly and automatically triggers the deprovisioning of all their associated accounts across all your cloud and on-premise applications. This eliminates the risk of human error and communication breakdowns.
- Have a Strict, Unified Offboarding Protocol. Automation must be paired with a rigid offboarding protocol. This means having a clear, company-wide policy that mandates the immediate, zero-delay revocation of all access—digital and physical—the minute an employee’s tenure ends. This includes the immediate retrieval of all company assets, including laptops, mobile devices, and physical ID cards.
Table 2 highlights the quantifiable impact of applying identity controls to mitigate these risks.
Table 2: ROI of Proactive Account Management Controls and Compliance
Control Mechanism | Benefit | Impact/Compliance Driver |
Multi-Factor Authentication (MFA) | Breach Risk Reduction | Reduces credential attack risk by >90%. FINRA compliance requirement (effective July 2025). |
Identity Lifecycle Management (ILM) | Automated De-provisioning | Eliminates human error and costly “zombie” accounts. |
Attack Surface Reduction (ASR) | Tool Consolidation & Efficiency | Reported 242% ROI via faster remediation. |
Physical/Digital Policy Hardening | Avoids Legal Sanctions | Mitigates NIS2 risk of up to 10% annual turnover fines. |
Best Practices for Managing Online Accounts to Reduce Cyber Risk
In the digital world of October 2025, the sheer number of online accounts your employees use is a major security risk. The key to reducing this risk is a disciplined approach to managing your digital identities. Here are the three most important best practices.
1. Make Multi-Factor Authentication (MFA) Mandatory
This is the security baseline for 2025. MFA is the single most effective barrier against the most common threats like phishing and stolen passwords. It ensures that even if a hacker gets a password, it’s useless without the second factor of authentication. For the best user experience, use adaptive MFA, which only asks for the second factor when the login attempt seems risky (like from a new device or location).
2. Fight Password Reuse with an Enterprise Password Manager
The data is clear: a shocking 94% of compromised passwords are reused across different websites. This is a catastrophic risk for your business.
The solution isn’t just to tell your employees to use better passwords; it’s to enforce it with technology. Your organization must mandate the use of a centralized, enterprise-grade password manager. These tools generate and store a unique, complex password for every single application, completely neutralizing the threat of password reuse.
3. Apply the Principle of Least Privilege (PoLP)
The Principle of Least Privilege (PoLP) is a simple but powerful idea: every user should only have the minimum level of access necessary to do their job. This dramatically reduces the potential damage if one of their accounts is compromised.
- Continuously Audit and Review Access. Employee roles change. You need an automated process to continuously review who has access to what, and to immediately revoke permissions that are no longer needed.
- Eliminate Unused “Stuff.” A key part of reducing your attack surface is to systematically get rid of unnecessary assets. This means continuously monitoring your network to find and immediately decommission unused accounts, non-essential software, and outdated third-party tools.

Digital Housekeeping: Finding and Deleting the Ghosts
In October 2025, one of the best things you can do for your personal and corporate cybersecurity is a little digital housekeeping. This is the simple but powerful process of finding and deleting your old, unused, and forgotten online accounts. Let’s look at why it’s so important and how to do it.
Why Digital Housekeeping is a Security Must-Do
- It Shrinks Your Attack Surface. Every single account you have, active or not, is a potential target for a hacker. By proactively deleting the accounts you no longer use, you give attackers fewer doors to try and break down.
- It Protects Your Privacy. Old, forgotten accounts often still have access to your personal data, like your contacts or calendar. Deleting them minimizes your exposure to data brokers and reduces the risk of your information being stolen in a third-party data breach.
How to Find Your “Zombie” Accounts
Locating accounts you made a decade ago can be tough. Here are a few ways to hunt them down.
- Search Your Email Archives. This is the best manual method. Search all your old email accounts for common signup phrases like “welcome to,” “new account,” or “confirm your email.”
- Audit Your Password Manager. Go through your password manager and flag any accounts you haven’t used in the last 12-18 months.
- Use an Automated Service. For a more powerful approach, you can use a commercial data removal service like DeleteMe or Incogni. These services automate the process of finding your personal information on hundreds of data broker sites and submitting removal requests on your behalf.
Your 4-Step Guide to Deleting Old Accounts Securely
- Inventory and Prioritize. Make a list of all the accounts you want to delete. Start with the most sensitive ones, like old financial or health accounts.
- Check for Dependencies (CRITICAL STEP!). Before you delete, make sure the old account isn’t being used to log in to other, more important services via Single Sign-On (SSO). Deleting an old Google or Facebook account that you use to log in to other apps could lock you out of them. Also, back up any important data (like old photos) before you delete.
- Follow the Deletion Path. Log in to the account and look for the “Delete Account” or “Close Account” option, which is usually in the Account Settings, Security, or Privacy section. If you’ve lost your password or 2FA device, you’ll have to go through the account recovery process first.
- Verify and Clean Up. After you get a confirmation email that the account is deleted, make sure you also delete the login credentials and any 2FA codes from your password manager and authenticator app.
Strategic Recommendations
In the complex cybersecurity landscape of October 2025, the biggest threats often come from a surprisingly simple source: the huge number of online accounts your employees create. Two major problems have emerged.
First, the “Credential Multiplier Effect.” A shocking 94% of compromised passwords are reused across different websites. This means a single breach of a low-security personal account can give a hacker the keys to your sensitive corporate systems.
Second, the “Enterprise Zombie Account Gap.” When an employee leaves, manual offboarding processes often fail to close all their accounts. These stale, “zombie” accounts become a prime target for attackers.
To fight these systemic risks, here are three strategic recommendations.
1. Automate Your Account Lifecycle
You need to implement a robust, automated Identity Lifecycle Management (ILM) solution. This is a system that integrates directly with your HR platform. The moment an employee’s status changes (like when they leave the company), the ILM system should instantly and automatically deprovision all their access across every single cloud and on-premise application.
2. Enforce Multi-Factor Authentication (MFA) Everywhere
This is a non-negotiable. You must enforce adaptive Multi-Factor Authentication (MFA) across your entire organization. The data is clear: MFA is proven to reduce the risk of a successful credential breach by over 90%. It is the single most effective control against the massive risk of password reuse.
3. Mandate Digital Housekeeping
Finally, you need to build a culture of proactive security hygiene. Mandate and support continuous digital housekeeping. This means encouraging employees to delete old, unused accounts and proactively remove their data from services they no longer use. This is a simple but essential part of reducing your company’s overall attack surface.
Conclusion
Forgotten user profiles, or “zombie accounts,” are a major security blind spot. Ignoring account sprawl leads to higher cyber insurance costs and an increased risk of a data breach, which averages $4.45 million.
The best defense is a modern Zero Trust strategy that automates the entire lifecycle of a user account.
When an employee leaves, their access should be removed instantly and automatically—no more zombies. This approach drastically reduces your risk of a data breach and is a core part of efficient, modern security.
Ready to secure your user accounts? Let’s explore a strategy for automating your identity management.