- 16+ years building software since 2010
- 300+ systems delivered for 300+ clients worldwide
- ISO 27001 & 9001 certified for security and quality
- FT Top 500 High-Growth Company, Asia-Pacific 2026
What we build
We build the customer-facing apps and the integrations behind them for banks, insurers and fintech founders in Singapore. Here’s where most of our work sits.
Mobile banking and digital wallets
iOS and Android apps covering onboarding, biometric login, transfers and account management, built to run on your core banking systems.
Payments and checkout
In-app payments, PayNow QR and card acceptance, designed around how real-time payment rails clear and settle.
Open banking and bank API integration
Secure connections to bank APIs and aggregators for account data and payment initiation, with statements feeding into your finance systems.
Insurance and wealth apps
Customer apps for insurers and wealth platforms, from policy management to digital advisory.
Fraud and risk features
Real-time transaction monitoring and risk scoring built into the app, with audit trails your compliance team can rely on.
Security and compliance
Financial apps get audited. We build with that in mind from the first sprint, so your risk and compliance teams have what they need at review. Regulatory accountability stays with your institution, and we work alongside your teams to prepare for it.
MAS Technology Risk Management
Secure development practices, access controls and audit logging aligned with MAS TRM guidelines, documented so your team can evidence them.
PDPA and data protection
Personal data collected only where needed, sensitive identifiers such as NRIC numbers masked, and data encrypted in transit and at rest.
ISO 27001:2022 and ISO 9001:2015
Certified information security and quality management systems, so security and quality checks run through every project instead of being added at the end.
Payment security
Card handling designed around PCI DSS requirements, with tokenisation through certified gateways so your app never stores raw card numbers.
Clients
Projects
Why Work With Us
High Quality
One-stop Solution
Responsive
Time Saving
Cost Saving
Flexible
Frequently Asked Questions
How much does it cost to build a banking or fintech app?
It depends on scope. A focused MVP with a few core flows costs far less than a full banking app with biometric login, ledger sync and regulatory controls. Our mobile banking app development cost guide breaks down the main cost drivers, and a short scoping call gives you a figure based on your own requirements.
How do you handle MAS and data-security requirements?
We’re ISO 27001:2022 and ISO 9001:2015 certified, and we build with the MAS Technology Risk Management guidelines and PDPA in mind from the first sprint, covering encryption, access controls and audit trails. Compliance ultimately sits with your institution, so we work alongside your risk and compliance teams to prepare what they’ll need for review.
Can you integrate with bank and payment APIs?
Yes. Connecting to bank open APIs and payment rails such as PayNow is part of how we scope fintech apps. A bank grants access to its production APIs, so we plan for onboarding time early and build against sandboxes while approvals run.
How long does it take to launch?
It depends on scope, integrations and the review process in your organisation. We recommend launching a focused first release and adding features in phases, so you reach real users sooner. Bank API onboarding and security testing most often set the pace, and we map both in your project plan.